Contribution of microfinance on women empowerment case study of Vision Finance company ltd Nyaruguru

TABLE OF CONTENT

DECLARATION I

DECLARATION III

ACKNOWLEDGEMENTS IV

ABASTRACT V

TABLE OF CONTENT VIII

LIST OF TABLES XII

LIST OF FIGURE XIII

LIST OF APPENDICES XIV

CHAPTER ONE: INTRODUCTION 1

1.1.BACKGROUND OF THE STUDY 1

1.2.PROBLEM STATEMENT 1

1.3. OBJECTIVES OF STUDY 1

1.3.1. General objective 1

1.3.2. Specific objectives 1

1.4. RESEARCH QUESTIONS 1

1.5. SIGNIFICANCE OF THE STUDY 1

1.5.1. To the researcher 1

1.5.2. To the government and government agency 1

1.5.3. To the VFC ltd's management 1

1.5.4. To the Academicians/ researchers 1

1.6. SCOPE OF THE STUDY 1

1.6.1. Geographical scope 1

1.6.2. Content scope 1

1.6.3. Sample scope 1

1.6.4. Time scope 1

1.7. CONCEPTUAL FRAMEWORK 1

1.8. STRUCTURE OF THE STUDY 1

CHAPTER TWO: LITERATURE REVIEW 1

2.1. THE DEFINITION OF KEY CONCEPTS 1

2.1.1. What is contribution 1

2.1.2. Microfinance 1

2.1.3. Institutions 1

2.1.4. Microfinance institution 1

2.1.5. Concept of empowerment 1

2.1.6. Women 1

2.2. VFC LTD AND VARIOUS CREDIT LENDING MODELS 1

2.3. ROLE OF MICROFINANCE IN WOMEN EMPOWERMENT 1

2.3. THEORETICAL FRAMEWORK 1

2.4. RELATED LITERATURE REVIEW 1

2.4.2. Characteristics of financial Services that meet Women's needs 1

2.4.3. Challenges to Empowerment through Microfinance 1

2.4.3.1. Economic and political-organizational challenges 1

2.4.3.2. Ideological challenges 1

2.4.3.3. Cultural challenges 1

2.5. CRITICALLITERATURE VIEWS 1

2.6. CONCEPTUAL FRAMEWORK 1

CHAPTER THREE: RESEARCH METHODOLOGY 1

3.1. RESEARCH DESIGN 1

3.2. CASE STUDY 1

3.3. AREA OF THE STUDY 1

3. 4. POPULATION OF THE STUDY 1

3.5. SAMPLE SIZE AND SAMPLING TECHNIQUES 1

3.5.1. SAMPLE SIZE 1

3.5. 2. SAMPLING TECHNIQUES 1

3.6. CLASSIFICATION AND SOURCES OF DATA 1

3.6.1. Secondary Data Sources 1

3.6.2. Primary data sources 1

3. 7. DATA COLLECTION TECHNIQUES 1

3.7.1. QUESTIONNAIRE FOR CLIENTS 1

3.7.2. INTERVIEWS FOR KEY STAFF 1

3.7.3. DOCUMMENTATION 1

3.8. DATA PROCESSING, ANALYSIS, AND INTERPRETATION 1

3.8.1. EDITING 1

3.8.2. CODING 1

3.8.3. TABULATION 1

3.9. LIMITATIONS OF THE STUDY 1

CHAPTER FOUR: PRESENTATION OF KEY FINDINGS AND DATA ANALYSIS 1

4.1. INTRODUCTION 1

4.2. IDENTIFICATION OF PARTICIPANTS 1

4.3. PRESENTATION OF RESULTS FROM QUESTIONNAIRES 1

4.4. DISCUSSION OF RESULTS 1

4.4.1. DISCUSSION OF RESULTS FROM QUESTIONNAIRES 1

4.4.2. DISCUSSION OF RESULTS FROM INTERVIEW 1

4.4.2.1. IMPACT OF MICROFINANCE ON WOMEN EMPOWERMENT 1

4.4.2.2. CHALLENGES EXPERIENCED BY VISION FINANCE COMPANY LTD IN OFFERING CREDIT 1

4.4.2.3. CHALLENGES EXPERIENCED BY BENEFICIARIES (Women) 1

CHAPTER FIVE: CONCLUSION AND RECOMMANDATIONS 1

5.1. INTRODUCTION 1

5.2. CONCLUSION 1

5.3. RECOMMENDATIONS 1

5.4. SUGGESTIONS FOR FURTHER RESEARCH 1

REFERENCES 1

APPENDICES 1

LIST OF TABLES

TABLE 1: RESPONDENTS NUMBERS IN THE SECTORS 1

TABLE2. IDENTIFICATION OF RESPONDENTS 1

TABLE3: MAJOR CAUSES OF POVERTY AMONG WOMEN ACCORDING THE RESPONDENTS 1

TABLE4: NUMBER OF RESPONDENT WHO RECEIVED ANY LOAN FROM VFC LTD 1

TABLE5: NUMBER OF LOAN CYCLES FROM VFC LTD 1

TABLE 6: THE USE OF LOAN FROM VFC LTD 1

TABLE7: VIEWS ON EMPOWERMENT OF THE RESPONDENT AFTER GETTING LOAN FROM VFC LTD 1

TABLE 8: AFTER RECEIVING THE LOAN FROM VFC THEIR INCOME AND SAVING CULTURE HAVE BEEN INCREASED 1

TABLE 9: MANAGEMENT SKILLS HAVE BEEN INCREASED AFTER ACQUIRING THE LOAN FROM VFC LTD AND CARRYING OUT THEIR BUSINESS 1

TABLE10: WOMEN USE SAVINGS AND CREDIT IN ECONOMIC ACTIVITY FOR THEIR EMPOWERMENT 1

TABLE 11: WOMEN ECONOMICALLY-DEVELOPED CHANGE GENDER ROLE AND STATUS WITHIN HOUSEHOLD AND COMMUNITY 1

TABLE 12: MICROCREDIT PROVIDED BY VISION FINANCE COMPANY LTD MFI IS ENOUGH TO WOMEN EMPOWERING 1

TABLE 13: WOMEN APPRECIATE THE SHORT-TERM LOAN FROM VFC LTD FOR THEIR EMPOWERMENT PURPOSE 1

TABLE 14: WOMEN MAY BE ECONOMICALLY SELF-SUFFICIENCY DUE TO MICROCREDIT WITHOUT THE MEN SUPPORT 1

TABLE 15: SOCIO-DEMOGRAPHICS VARIABLES SUCH AS EDUCATION LEVEL, AGE, MARITAL AND PROFESSIONAL STATUS LEAD TO SUCCESS OF MICROCREDIT IN WOMEN EMPOWERMENT 1

TABLE 16: BUSINESS HELD BY WOMEN IS COMPETITIVE WITH OTHERS 1

TABLE 17: MICROCREDIT OFFERED TO WOMEN IMPROVES THE FAMILY STANDING 1

TABLE 18: WOMEN EMPOWERMENT INVOLVES THE FAMILY AND COMMUNITY DEVELOPMENT 1

TABLE 19: FAMILY ECONOMY MAY BE BASED ON THE WOMEN EMPOWERMENT DUE TO SAVINGS AND CREDIT THROUGH MICROFINANCE 1