3.2 CASE STUDY
Pro-Femmes/ Twese Hamwe through Duterimbere Microfinance
Institution is the oldest and one of the renowned Microfinance institutions in
Rwanda. The research chose this organization because of its outstanding
performance in promoting economic development of poor in Rwanda especially the
marginalized women. To this point it serves as an important source of content
for the researcher to achieve the objective of her research topic. The bank
helps the unemployed women to get microcredit loans to invest in small income
generating activities to ensure them with income self sustenance result into
economic empowerment of Rwanda women.
3.3. AREA OF THE STUDY
An area of the study refers to the area in which the research
was conducted. The research was carried out the PTH through Duterimbere
Microfinance Institution in Kigali city. The reason for choosing to study the
clients of PTH through Duterimbere Microfinance Institution is because the
majorities are women who are most vulnerable and marginalized in Rwandan
society. Secondly Pro-Femmes/ Twese Hamwe through Duterimbere Microfinance
Institution is one of pioneers' of women microfinance in Rwanda. According to
Pro-Femmes/ Twese Hamwe
34
through Duterimbere Microfinance Institution, its mission is
to provide unique financial services to low income groups in Rwanda and these
are mainly women.
Both employees and clients of Duterimbere microfinance
institution were considered. The Duterimbere microfinance institution has many
clients located in almost all districts of Rwanda, but due to limited time the
researcher targeted clients in both Nyarugenge, Kicukiro and Gasabo districts
of the Kigali City in mid of May 2012. In addition these districts were
selected purposely because of the density of the credit beneficiaries in the
area. There are many microfinance institutions that provide similar
microfinance services, their coverage in this research would therefore require
enough time and fund to meet necessary requirement.
3.4. POPULATION OF THE STUDY
The target populations were all beneficiaries of Pro-Femmes/
Twese Hamwe through Duterimbere Microfinance Institution in Kigali city
specifically in Nyarugenge, Kicukiro and Gasabo Districts. The clients from
these three districts were chosen to represent other groups due to the limited
time and the fact that Pro-Femmes/ Twese Hamwe through Duterimbere Microfinance
Institution had within that period planned a meeting with these three groups
helped the researcher to meet each group of respondents at a time and within
short period.
3.5. SAMPLE SIZE
The sample size was drawn from both the staff and clients of
Pro-Femmes/ Twese Hamwe through Duterimbere Microfinance Institution. However,
the study of whole population was not possible due to limited time and
resources. The researcher As used 200 clients as a sample to represent the
whole population, however the researcher interviewed key members of Profemmes
Twese Hamwe Through Duterimbere Microfinance Institution for their view. The
purpose was to limit the sample size to 200 persons.
Table 1: Respondents numbers in the Districts
|
Districts
|
Total number of clients
|
Sample
|
|
Nyarugenge
|
350
|
70
|
|
Kicukiro
|
280
|
60
|
|
Gasabo
|
210
|
70
|
|
Total
|
840
|
200
|
Source: obtained from primary d
35
Table 2: Sample size in every district
|
Districts
|
Sample
|
|
Nyarugenge
|
70
|
|
Kicukiro
|
60
|
|
Gasabo
|
70
|
|
Total
|
200
|
| 
