4.2. Analysis of
Characteristic of respondents
To start the analysis of the role of the SSFR on
socio-economic development of Rwanda, the researcher would first analyze the
Social characteristics of the respondents. The characteristics from the
respondents on age are shown is the Table No.1.
Table No. 4.1: Age characteristic of
respondents
|
Age
|
Number
|
%
|
|
18-27
|
6
|
17
|
|
28-37
|
3
|
9
|
|
38-47
|
0
|
0
|
|
48-57
|
12
|
34
|
|
58+
|
14
|
40
|
|
Total
|
35
|
100%
|
Source: Primary Data
It is seen that the most of the respondent of the
questionnaire are aged of 58+ years because they are the ones who are
benefiting the benefits from the social security fund of Rwanda. They were the
targeted people in the sampling techniques. This age interval ensured the
research to find the reliable information and contribute to the achievement of
the objectives.
It is seen also from the above table that respondent on this
questionnaire is aged of 38-47, this interval age are not even eligible to the
direct pension, or to the deceased benefits. Another big percentage on this
characteristic analysis is the interval 48-57 which represent 34% of the
respondents, they are also benefiting from the social security fund through
their savings.
The interval age of 18-27 is corresponding to the survivors
who are getting benefits of the deceased. These beneficiaries must be children
who did not attained the age of 25 above while studying and less 18 age. The
table shows that they represent 17% of the respondents.
Table No. 4.2: Level of Education for respondents'
analysis
 From the illustrated table above, the researcher realized that the
status level of education of the respondents is that, the degree holders are
represented by 74% of the respondents. This means that most of pensioners in
SSFR have a high level of education. In this table any level postgraduate is
represented. This is a high level where by pensioners cannot get in the period
of retirement. It is seen also in this representation that 17% of respondents
are the survivors who are still at school and benefiting the pension of their
deceased. And 8% are have the background of primary school and still benefiting
social security benefits.
Table No.4. 3. Occupational characteristics of the
respondents analysis
 Information provided through these occupational characteristics
revealed that 51% are still working and represent the Staff workers of Social
security fund of Rwanda interviewed. 17 among 35 interviewed are unemployed
because they got the retirement period. 14% of the respondents are business
person. These business people, after getting benefits from social security
fund, they make business for small activities so that at a certain time they
may generate return.
4.3
Analysis of beneficiaries affiliated in SSFR
The analysis of the beneficiaries of the SSFR was guided by a
question, which is stated «Are you a member of SSFR?
«The elicited responses from the 35 respondents interviewed are
as follows: 6 direct beneficiaries interviewed said that they are registered as
SSFR contributors but up to now they are receiving benefits and they could not
contribute because they are in the retirement period. 3 respondents were the
indirect beneficiaries, they responded that they are still in school, and they
are not affiliated in the SSFR because they don't earn any income. Whereas, 18
staff of SSFR responded that they are affiliated in SSFR and some of them are
waiting for retirement to be provided for pension.
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