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Role of social security fund scheme in enhancing the socio-economic development of Rwanda.

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par Rusibana CLAUDE RUSIBANA
Kampala international university - MBA 2009
Dans la categorie: Economie et Finance
  

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Pension (Old Age benefit)

The Social Security code of low N0 06/2003/ of 2006 regulating pension and occupational hazards, repealing low of 22 August 1974 on organization of social security in RWANDA, indicates that The Social security Fund begin to give benefits of retired as he early as age of 55 years of age or the pension age fixed by particular statutory arrangements, Beneficiary have been insured with the S.S.F.R for at least 15 years, Beneficiary have stopped all salaried activities (Social security Guide 2002, p.53).

Lump-sum allocation

The Social Security code of low N0 06/2003/ of 2006 regulating pension and occupational hazards, repealing low of 22 August 1974 on organization of social security in RWANDA, indicates that The Social security Fund begin to give benefits of retired as he early as age of 55 years of age or the pension age fixed by particular statutory arrangements, Beneficiary have been insured with the S.S.F.R for at least one year, Beneficiary have stopped all salaried activities. And the amount of Beneficiary old age lump-sum allocation depends on the duration of beneficiary justified. The determination of the duration of Beneficiary insurance is obtained by counting the number of months beneficiary were subjected to contributions deductions for pension insurance: by month of insurance is meant any month during which beneficiary worked at least less than 15 years of his contribution while subjected to insurance. .

The occupational hazards

While at work, the worker may fall off a ladder, the worker may cut his hand, finger, arm etc. the worker may get burnt, The vehicle he drives may skid resulting into serious accident, Fire may burn the building in which he is Working, A piece of metal or a brick may fall on his head etc. all these events constitute accidents at the place of work. While going to work, while on beneficiary way home from work or returning to work from having meals or to and from receiving beneficiary salary: A vehicle may knock beneficiary down, beneficiary may fall off a bicycle, Beneficiary may slip and fall etc. all these events are called the accidents due to work-related journey. As a result of his work, The worker may catch a disease due to the place or conditions in which he is working (Social security fund of RWANDA guide 2002, p44).

Free Medical care

All beneficiary medical care is provided by the S.S.F.R once it is confirmed that beneficiary are a victim of work-related accident or work-related disease. This medical care consists of : Medical and surgical assistance, X-rays and Laboratory Medical examinations, Pharmaceutical products, Treatment in approved hospital plus feeding, Dental health care, Supply and renewal of prosthesis and Orthopedics, Transport expenses from the place of accident to medical centre, hospital or beneficiary residence (Social security fund of RWANDA Guide 2002, p.47).

Daily sickness allowances

During the duration of beneficiary not working, the employer may stop paying beneficiary. In this case the S.S.F.R will give beneficiary some daily allowance. This daily allowance is calculated with role from the day after beneficiary accident. The daily allowance is equal to 75% of the average of beneficiary daily remuneration. It is paid at the same intervals as the salary. The payment of this daily allowance does not go beyond the period of 180 days. To calculate the daily allowance reference is made to the salaries of the 3 months before the month during which the accident occurred (Social security fund of RWANDA Guide 2002, p.47).

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