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Contribution of microfinance on women empowerment case study of Vision Finance company ltd Nyaruguru

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par Albert RUTAYISIRE
Protestant institute of arts and social sciences - Bachelor's degree in Business studies with education 2016
  

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4.3. PRESENTATION OF RESULTS FROM QUESTIONNAIRES

Results from questionnaires are presented in different tables. The questions have been formulated regarding the objectives of the research.

2. Major causes of poverty among women according the respondents

Table3: major causes of poverty among women according the respondents

Statement

Number of respondents

Percentage

Ignorance

5

7.8

economic aspect and lack access to finance

52

81.3

legal and political structure

0

0

oppressive social

2

3.1

Cultural

5

7.8

Other

0

0

Total

64

100

Source: Primary data.

Reference made to major causes of poverty among women, the high number of respondents (81.3%) is economic aspect and lack access to finance, whereas the cultural and ignorance represent the small group respectively with 7.8%and 7.8% and oppressive social cover 3.1%. These results clarify the major causes of poverty among women are economic aspect and lack of access to finance is the major cause of poverty among women, the second level covered by cultural and ignorance and oppressive social are the major causes at second level of poverty among women

. 5. Number of respondent who received any loan from VFC Ltd

Table4: Number of respondent who received any loan from VFC Ltd

Statement

Number of respondents

Percentage

Yes

64

100

No

0

0

Total

64

100

Source: Primary data.

The table above shows that all respondents agreed that they received loan from VFC and used it in their businesses.

6. Number of loan cycles from VFC Ltd

Table5: Number of loan cycles from VFC Ltd

Cycles

Number of respondents

Percentage

1st cycle

0

0

2nd cycle

0

0

3rd cycle

42

65.6

4th cycle

12

18.8

5th and over

10

15.6

Total

64

100

Source: Primary data.

According to the result from table above a large group received loan from VFC Ltd at 3rd cycle is 65.6%clients, who get it on 4th cycles are 18.8% and the respondents who get the loan on the 5th and over cycles are 15.6%. All respondents have get 3rd loan and over, this provide an evidence to our result will be accurate and it will help us to view the impact of microfinance on women empowerment to women received the loan from VFC Ltd and acquired it in their business.

7. The use of Loan from VFC Ltd

Table 6: The use of Loan from VFC Ltd

Loan use activities

Number of respondents

Percentage

Agriculture activities

10

15.6

Commerce

54

84.4

Pay School fees

0

0

Building house

0

0

Paying health insurance

0

0

Transport

0

0

hand craft

0

0

Others

0

0

 
 
 

Total

64

100

 
 
 

Source: Primary data.

According to the above table, respondents have indicated that when found credits from VFC was engaged mostly in Commerce and in agriculture activities. The respondent answered that the loan received from VFC Ltd 84.4% of the respondents have confirm that the loan engaged in commerce business, 15.6% of the respondents agreed that the loan from VFC used in agriculture activities. This should confirm that most of the loans acquired by VFC finance the commerce business of their clients.

8. Other benefit the respondents get from VFC Ltd

Basing on the results from the question asked above the respondents returned on the social action that VFC Ltd provides to their active clients, deliver 25000Frw for funnel expense to somebody who lost their family member and provide health insurance to insure their in case of death.VFC Ltd provides to their clients trainings on business management in order to be more sustainable and profitable in their businesses.

In general, VFC Ltd provides financial and non-financial services.

9. Views on Empowerment of the respondent after getting Loan from VFC Ltd

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