4.3. PRESENTATION OF RESULTS FROM
QUESTIONNAIRES
Results from questionnaires are presented in different tables.
The questions have been formulated regarding the objectives of the research.
2. Major causes of poverty among women according the
respondents
Table3: major causes of poverty
among women according the respondents
|
Statement
|
Number of respondents
|
Percentage
|
|
Ignorance
|
5
|
7.8
|
|
economic aspect and lack access to finance
|
52
|
81.3
|
|
legal and political structure
|
0
|
0
|
|
oppressive social
|
2
|
3.1
|
|
Cultural
|
5
|
7.8
|
|
Other
|
0
|
0
|
|
Total
|
64
|
100
|
Source: Primary data.
Reference made to major causes of poverty among women, the
high number of respondents (81.3%) is economic aspect and lack access to
finance, whereas the cultural and ignorance represent the small group
respectively with 7.8%and 7.8% and oppressive social cover 3.1%. These results
clarify the major causes of poverty among women are economic aspect and lack of
access to finance is the major cause of poverty among women, the second level
covered by cultural and ignorance and oppressive social are the major causes at
second level of poverty among women
. 5. Number of respondent who received any loan from
VFC Ltd
Table4: Number of respondent who
received any loan from VFC Ltd
|
Statement
|
Number of respondents
|
Percentage
|
|
Yes
|
64
|
100
|
|
No
|
0
|
0
|
|
Total
|
64
|
100
|
Source: Primary data.
The table above shows that all respondents agreed that they
received loan from VFC and used it in their businesses.
6. Number of loan cycles from VFC Ltd
Table5: Number of loan cycles from
VFC Ltd
|
Cycles
|
Number of respondents
|
Percentage
|
|
1st cycle
|
0
|
0
|
|
2nd cycle
|
0
|
0
|
|
3rd cycle
|
42
|
65.6
|
|
4th cycle
|
12
|
18.8
|
|
5th and over
|
10
|
15.6
|
|
Total
|
64
|
100
|
Source: Primary data.
According to the result from table above a large group
received loan from VFC Ltd at 3rd cycle is 65.6%clients, who get it
on 4th cycles are 18.8% and the respondents who get the loan on the
5th and over cycles are 15.6%. All respondents have get
3rd loan and over, this provide an evidence to our result will be
accurate and it will help us to view the impact of microfinance on women
empowerment to women received the loan from VFC Ltd and acquired it in their
business.
7. The use of Loan from VFC Ltd
Table 6: The use of Loan from VFC
Ltd
|
Loan use activities
|
Number of respondents
|
Percentage
|
|
Agriculture activities
|
10
|
15.6
|
|
Commerce
|
54
|
84.4
|
|
Pay School fees
|
0
|
0
|
|
Building house
|
0
|
0
|
|
Paying health insurance
|
0
|
0
|
|
Transport
|
0
|
0
|
|
hand craft
|
0
|
0
|
|
Others
|
0
|
0
|
|
|
|
|
Total
|
64
|
100
|
|
|
|
Source: Primary data.
According to the above table, respondents have indicated that
when found credits from VFC was engaged mostly in Commerce and in agriculture
activities. The respondent answered that the loan received from VFC Ltd 84.4%
of the respondents have confirm that the loan engaged in commerce business,
15.6% of the respondents agreed that the loan from VFC used in agriculture
activities. This should confirm that most of the loans acquired by VFC finance
the commerce business of their clients.
8. Other benefit the respondents get from VFC
Ltd
Basing on the results from the question asked above the
respondents returned on the social action that VFC Ltd provides to their active
clients, deliver 25000Frw for funnel expense to somebody who lost their family
member and provide health insurance to insure their in case of death.VFC Ltd
provides to their clients trainings on business management in order to be more
sustainable and profitable in their businesses.
In general, VFC Ltd provides financial and non-financial
services.
9. Views on Empowerment of the respondent after
getting Loan from VFC Ltd
| 
