Contribution of microfinance on women empowerment case study of Vision Finance company ltd Nyaruguru

APPENDICES

COVER LETTER TO RESPONDENTS

Albert RUTAYISIRE

NYARUGURU District

TEL.[phone]

Dear respondent,

I'm pursuing the program of Undergraduate of business studies with education at Protestant institute of arts and social sciences (PIASS). And I'm doing a survey on the CONTRIBUTIONOF MICRO-FINANCE ON WOMEN EMPOWERMENT. I have chosen Vision Finance Company Ltd Nyaruguru Branch to study on and that is why I am inviting all of you to take part in this survey, please answer the following questions as much as you can and the information gathered will be only used for this research. I would be very grateful when you give answers to the following questions will help me to get relevant information. All information will be kept confidential and I will be used only for the purpose of this research. It is not necessary to give your name.

Thank you for your cooperation and commitment!

Best regards,

Albert RUTAYISIRE

Phone number: 0785755886 /0726300635

E-mail:[e-mail]

QUESTIONNAIRE (English version)

General Questions

I. RESPONDENT IDENTIFICATION

1. What is your gender? (Tick the appropriate)

a) Male

b) Female

2. Your age is between

a) 18-35

b) 36-45

c) 46-60

d) Above 60

3. Marital status: (Tick the appropriate)

(1) Single

(2) Married,

(3) Widow(er)

4. Highest level of education you have completed (Tick the appropriate)

(a) None

(b) Primary school

(c) Secondary

(d) High education

(e) Others

Specify..................................

5. What is your employment status? (Tick the appropriate)

(a)Self-employed

(b) Employed

(C) Unemployed

(d) Student

(e) Others:

Specify..................................

II. Questions:

1. What do you think are major causes of poverty among women?

a. Ignorance

b. economic aspect and lack access to finance

c. legal and political structure

d. oppressive social,

e. cultural,

f. Other, specify..............

2. Did you receive any loan from VFC?

a. Yes

b. No

3. How many cycles did you received the loans from VFC?

a. 1

b. 2

c. 3

d. 4

e. 5 and over

4. For what did you use the loan taken from VFC,

a. Agriculture activities

b. Commerce

c. Pay School fees

d. Building house

e. Paying health insurance;

f. Transport;

g. hand craft

h. Others, Specify...................................

5. Enumerates other benefits you get from VFC services other than loans?

6. What happened to your empowerment after joining VFC?

a. Increased

b. Decreased

7. After using the loan acquired from VFC Ltd, have you income and culture of savings increased?

a. Yes

b. No

8. After acquiring the loan from VFC Ltd and carrying out your personal activities, have your management skills increased?

a. Yes

b. No

9. Identify the various determinants of women empowerment in Nyaruguru district? (Tick the appropriate answer match with your answer)

N^o	STATEMENT	STRONGLY AGREE	AGREE	NEUTRAL	DISAGREE	STRONGLY DISAGREE
1	Women use savings and credit in economic activity for their empowerment
2	Women economically-developed change gender role and status within household and community
3	Microcredit provided by Vision Finance Company Ltd IMF is enough to women empowering
4	Women appreciate the short-term loan from Vision Finance Company Ltd IMF for their empowerment purpose

10. What are the role of microfinance institutions on empowering women and their families(Tick the appropriate answer match with your answer)

No	STATEMENT	STRONGLY AGREE	AGREE	NEUTRAL	DISAGREE	STRONGLY DISAGREE
1	Women may be economically self-sufficiency due to microcredit without the men support
2	Socio-demographics variables such as education level, marital and professional status lead to success of microcredit on women empowerment
3	Business held by women are competitive with others
4	Microcredit offered to women improves the family life
5	Women empowerment involves in the family and community development
6	Family economy may be based on the women empowerment due to savings and credit through microfinance

Albert RUTAYISIRE

PIASS/Faculty of Education /Department of Business studies (Huye-campus/Rwanda)

Cell phone: [phone]

E-mail:[e-mail]