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Contribution of microfinance in women empowerment. A case study of pro-femme/twese hamwe through Duterimbere microfinance institution

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par Adeline Kayiranga
Lovely Professional University - Master of Commerce in Finance Specialization 2013
  

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3.6 SAMPLE TECHNIQUE

A purposeful sampling method was applied by choosing predefined groups of clients. The researcher conducted study with purpose in mind and targeted specific predetermined groups of women clients in Pro-Femmes/ Twese Hamwe through Duterimbere IMF. Three women groups were selected and from them 70 are from Nyarugenge, 70 clients from Gasabo and 60 clients from Kicukiro. Those clients were selected to fill the questionnaires. This method was useful to the researcher in way that it enabled her to target specific group which has basic information that she believed to be critical for the research.

3.7 CLASSIFICATION AND SOURCES OF DATA

The tradition classification of data for an empirical study like this was employed. Both primary and secondary data sources were used for data collection.

Secondary Data Sources

Secondary data sources are the foundation for which the theoretical and conceptual framework of the research is built. Relevant literature from existing empirical studies and reports from the institutions, library, websites, Government of Rwanda (relevant ministries) were contacted for reports, papers on contribution of microfinance in women empowerment, strategies in Rwanda, and Pro-Femmes/ Twese Hamwe through Duterimbere IMF was visited for reports on microfinance products, services and provision.

Primary data sources

Primary data refers to the original data compiled and studies for specific purpose. The data was collected from the field by issuing questionnaire and requesting the respondents to fill them. This involves focusing on group sessions and primary document analysis and is used to clarify, confirm or explain the results revealed by the secondary data or sources and any other relevant information that could not be disclosed by the existing records.

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Questionnaires and interviews during the research process were essential in the highlighting the contribution of microfinance in women empowerment in Rwanda.

3.8 DATA COLLECTION TECHNIQUE

This involves two types of data collection technique notably questionnaire and interviews, with the help of Pro-Femmes/Twese Hamwe Trough Duterimbere IMF in charge of marketing. Clients above were invited for training and this gave the researcher an opportunity to distribute questionnaires. Since clients were in groups, it was easier to fill questionnaires and return them within short time. As result, the researcher managed to meet the three groups in 3 days. One on Monday, the second on Wednesday, the last on Friday. This Implies that data collection involving interviews and questionnaires look only four days but the whole process including organizing and planning covered four weeks.

3.9 QUESTIONNAIRE FOR CLIENTS

A questionnaire refers to the form containing a set of questions especially the one addressed to statistically significant numbers of subject as a way of gathering information for a study. It is an instrument designed to collect data from respondents in the absence of the researcher this method is used because it allows respondents to give responses to the questions freely at their own time without researcher's influence.

The questionnaire used in data collection was designed in English language and later translated to Kinyarwanda language to ease communication and for those respondents who could be not able to read and write, interpreters were provided. The questionnaire was composed of both structured and unstructured questions, where by structured questions are useful to obtain detailed information where as unstructured questions were designed to extract short and precise responses from the respondents on the same issue.

The fact that all the interviewees were organized in the groups, both distributing and collecting questionnaires were done easily. The researcher issued 200 questionnaires to be filled and all of them were answered successfully, this implies that 100% of the questionnaires sent for data collection were received back.

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