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Contribution of microfinance in women empowerment. A case study of pro-femme/twese hamwe through Duterimbere microfinance institution

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par Adeline Kayiranga
Lovely Professional University - Master of Commerce in Finance Specialization 2013
  

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1.14.1Duterimbere objectives

? To aim at the improvement of economic and social conditions of its members, in particularly the women

? To provide the financial services (Saving and credit) to the population with low and to the women in particularly

? To help the women to carry out the income activities via individual projects and the groups of solidarity

? To promote the agriculture of saving and economic, social education and cooperatives of its members.

The customers situation of Duterimbere MFI period of 2009 to 2011 according of the different sites/branches

Sites

2009

2010

2011

 

Male

Female

Male

Female

Male

Huye

982

327

2,454

818

2,643

880

Nyanza

374

124

438

146

1583

527

Ruhango

3,286

1,095

4,620

1,539

7,101

2,367

Muhanga

7,674

2,558

8,032

2,677

10,963

3,652

Musanze

2,679

893

3,399

1,133

4,010

1,336

Nyagatare

954

317

2316

771

2,859

952

 

11

Mutimba

453

151

1,321

440

1,470

490

Rukomo

815

271

1,147

382

1,641

547

Gatsibo

630

209

1,312

437

1,541

513

Gahini

744

247

889

296

1089

363

Kayonza

662

220

891

296

1,268

422

Kigali

444

147

1389

462

2,288

762

Total

19,692

6,564

28,204

9,401

38,451

12,816

 

Source: Duterimbere MFI report

Situation of loans of Duterimbere MFI given its customers from 2009 to 2011

Sites

Total (Rwf million and billions)

2009 (credit in Rwf

million and billions)

Total (Rwf million and billions)

2010 (credit in Rwf

million and
billions)

Total(Rw

f million
and

billions)

2011(credit in Rwf million and billions)

 
 

Female

Male

 

Female

Male

 

Female

Male

Huye

76,236

53,365

22,871,072

69,536

48,675

20,861

131,046

91,732

39,313

Nyanza

48,733

34,113

14,619,992

30,278

21,194

9,083

61,041

42,729

18,312

Ruhango

318,858

223,200

95,657,547

423,508

296,456

127,052

477,462

334,223

143,238

Muhanga

394,274

275,992

118,282,30 9

442,260

309,582

132,678

496,947

347,863

149,084

Musanze

150,193

105,135

45,057,947

244,041

170,828

73,212

383,066

268,146

114,919

Nyagatar e

108,984

76,289

32,695,420

192,481

134,737

57,744

277,966

194,576

83,390

Mutimba

75,063

52,544

22,519,049

124,192

86,934

37,257

149,036

104,325

44,710

 

12

Rukomo

101,696

71,187

30,508,985

142,401

99,681

42,720

163,758

114,630

49,127

Gatsibo

 

41,579

17,819,715

165,325

 
 
 

150,698

64,584

 

59,399

 
 
 

115,728

49,597

215,283

 
 

Gahini

 

42,920

18,394,614

75,385

 
 
 

64,147

27,491

 

61,315

 
 
 

52,769

22,615

91,638

 
 

Kayonza

 

20,096

8,612,619

65,181

 
 
 

84,775

36,332

 

28,708

 
 
 

45,626

19,554

121,108

 
 

Kigali

 

44,594

19,111,899

140,174

 
 
 

157,900

67,671

 

63,706

 
 
 

98,121

42,052

225,571

 
 

Total

 

1,041,01

446,151

2,114,76

 
 
 

1,955,74

838,178

 
 

9

 

7

1,480,33

634,430

2,793,928

9

 
 

1,487,170

 
 
 

7

 
 
 
 
 

Source: Duterimbere MFI report

13

CHAPTER TWO: REVIEW OF LITERATURE

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