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An assessment of the role of commercial banks in promoting trade in rural areas: case study BPR S.A Kaduha sub-branch

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par Silas HABARUREMA
National University of Rwanda - A0 2011
  

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1.3. Objectives of the study

1.3.1. General objective

The general objective of the research is to assess the role of commercial banks in promoting trade in rural areas.

1.3.2. Specific objectives

1. To find out the role of commercial banks in promoting trade in rural areas.

2. To identify the trade activities sponsored by the commercial banks in rural areas

3. To find out the performance of supported commercial activities.

1.4. Hypothesis of the study

The study tested this hypothesis:

«Commercial banks can contribute to the development of trade in rural areas.»

1.5. Significance of the study

The research will help the government to adopt strategies of developing trade in rural areas. Commercial activities will be developed in rural areas and the income of people will increase. The study will help government collect money from rural taxpayers. Commercial banks by granting loans will raise their capital. After the research, the researcher got sufficient knowledge about the rural trade and the functioning of commercial banks. The research will contribute to the promotion of investment by entrepreneurs who wish to invest in rural sector, notably in trade. This study is helpful to the academic researchers and other interested people who will carry out their researches in related domains.

1.6. Scope of the study

Given the limitation of financial means of the researcher and the constraint of time allocated to this research, the study was restricted to the role of commercial banks in promoting trade in rural areas specifically in sectors covered by BPR S.a Kaduha sub-branch. Those sectors are Kaduha, Musange, Mugano, Mushubi and Kibumbwe.

1.7. Organization of the study

This study was organized into five chapters: Chapter one was the general introduction comprising the background to the study, problem statement, objectives of the research, and hypotheses of the research, significance of the research and scope of the research. Chapter two covered the literature review which reviewed in brief the ideas of preceding authors about the topic. Chapter three dealt with the methodological aspects of how data were collected, processed and analyzed. Chapter four discussed the research findings and interpreted data of the study based on the stated objectives. Chapter five was the summary of the major findings; conclusion and recommendations were also given in this chapter.

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