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The contribution of rwandan health insurance in economic development of rwanda

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par Dusabimana Athanase
Umutara Polytechnic University - Degree of Bachelor of Commerce with Honours (Economics) 2012
  

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4.2.4. Distribution of level of education

Table 4: Distribution of level of education

Level of education

Number of respondents

Percentage (%)

Illiterate

1

7

Primary

9

64

O'Level

4

29

Secondary

0

0

High institution

0

0

Total

14

100

Source: Primary data 2012

According to the table above, the total of 93% of the whole respondents know to read and to write while the analphetism is at 7%. 9 respondents which represent 64% hold primary certificates, 4 respondents which represent 29% of the whole respondents have attended O'Level studies. The implication of this is that, since the majority (9) among the respondents at least hold primary certificate while 4 hold O'Level certificate, this assure that the respondents are knowledgeable about concerned study and information given were more significance. This is a group of beneficiaries with lots of knowledge about government's policies and who have much capacity on understanding and conceptualization at the cell level. At least 7% of the whole respondents do not know how to read and to write, this situation is associated with the historical background of education in Rwanda which was not good and efficacy.

4.2.5. The general understanding of respondents about mutual health insurance

From the information given by respondents, they all have a general idea that mutual health insurance is a government policy through which the beneficiaries in different classes or levels share healthcare costs. The contribution is annually given and this period dated from July for every year. The beneficiaries are classified into three classes.

The first class is made up with the poor beneficiaries who cannot get MHI contribution themselves and the government care for this category of beneficiaries. The two other classes; the second and the third, they contribute themselves and their contributions are 3000Rwf and 7000Rwf respectively per member of the family per year. For those in first class the government contributes 2000Rwf for each person per year.

4.2.6. Distribution of source of information on MHI

Table 5: Distribution of source of information on MHI

Information source

Number of respondent

Percentage (%)

Local authorities

9

64

Radio

2

14

Neighbors

3

21

Total

14

100

Source: Primary data 2012

From the table above, the information from the respondents shown that 9 respondents which represent 64% of 14 respondents asked their source of information is local authorities, 2 respondents which represent 14% their source of information to know MHI is through radio while 3 respondents knew MHI through their neighbours. High frequency or percentages of local authorities as the source of information shows its contribution on this policy of MHI and their interaction with the beneficiaries.

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