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The contribution of rwandan health insurance in economic development of rwanda

( Télécharger le fichier original )
par Dusabimana Athanase
Umutara Polytechnic University - Degree of Bachelor of Commerce with Honours (Economics) 2012
  

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APPENDICES

APPENDIX I: Questionnaire to the beneficiaries

Nshuti Bagenerwabikorwa,

Ndi Dusabimana Athanase, umunyeshuri muri Kaminuza y'Umutara Polytechnic mu ishami ry'Ubucuruzi n'ubukungu, nkaba nitegura kurangiza bityo nkaba ndimo gukora ubushakashatsi ku»Uruhare rw'ubwisungane mu kwivuza mu iterambere ry'ubukungu».

Ndifuza ko mwamfasha mumpa amakuru, mukanyuzuriza urutonde rw'ibibazo nk'uko biteguwe. Ndabizeza ko amakuru mutanga azakoreshwa neza mu bijyanye n'ubu bushakashatsi kandi afatwe nk'ibanga.

Murakoze!

Dear Respondent,

I am Dusabimana Athanase student in Umutara Polytechnic in the Faculty of Commerce and applied Economics, Economics option. I am carrying out a research entitled «The contribution of Rwandan Health Insurance (Mutuelle de santé) in the Economic Development of Rwanda». This study is to be presented in partial fulfilment for the award of bachelor's degree in Commerce and your input dear Respondent is important in the completion of the study. I assure you total confidentiality of information given; it is only for academic purposes.

Thank you,

1(a) Location/Aho utuye

i. Sector/Umurenge........................................................................

ii. Cell/Akagari..............................................................................

(b) Sex/Igitsina:

i. Male/ Gabo

ii. Female/Gore

c) Age/Imyaka:

i. 18-30

ii. 30-42

iii. 42-54

iv. 54-66

v. 66>

d) Civil status/Iranga mimerere:

i. Married/Yarashatse

ii. Single/Ingaragu

iii. Widow/Umupfakazi

iv. Widower/Umupfakare

e) Profession/Umwuga:

i. Farmer/Umuhinzi

ii. Cattle keeper/Umworozi

iii. Civil servant/Umukozi wa Leta

iv. None/Ntacyo ukora

f) Level of education/Ikiciro cy'amashuri

i. No education

ii. Primary/Amashuri abanza

iii. Secondary/Ayisumbuye

iv. High institution/Amashuri makuru

2. What do you understand by Rwanda Health Insurance (Mutuelle de santé)/Wumva ute ubwishingizi mu kwivuza?.......................................................................................................................................................................................................................................................................................................

3. How did you know about Rwanda Health Insurance/Wamenye ute ubwishingizi mu kwivuza?

i. Local authorities/Inzego za Leta

ii. Radio/Radiyo

iii. Neighbors/Abaturanyi

4. Who motivated you to join Rwanda Health Insurance (Mutuelle de santé)/Ninde wagushishikarije kujya m'ubwishingizi mukwivuza?

i. Government authorities/Inzego za Leta

ii. NGOs/Umuterankunga

iii. Neighbor/Umuturanyi

5. How many children do you have in the family/Ufite abana bangahe?

i. None/Ntawe

ii. 1

iii. 2

iv. 3

v. 4

vi. 5

vii. >5

6. Are all your children attending school/Ese abana bawe bose bariga?

Yes/Yego

No/Oya

If the answer is No, give reasons/Niba igisubizo ari Oya, tanga impamvu ..............................................................................................................................................................................................................................

7. How much money (Premium) are you charged in Rwanda Health Insurance/Mwishyura amafaranga angahe mubwishingizi m'ukwivuza?

i. 2000frw

ii. 3000frw

iii. 7000frw

8. How do you value the amount charged by Rwanda Health Insurance (Mutuelle de santé) /Ese ubona ute amafaranga yakwa mubwishingizi m'ukwivuza?

i. Very high/Menshi cyane

ii. High/Menshi

iii. Medium/Agereranije

iv. Low/Make cyane

9. If you are a member of (Mutuelle de santé), are you happy with the services offered/Niba uri umunyamuryango wa (Mutuelle de santé),waba wishimira serivisi itangwa?

i. Yes/Yego

ii. No/Oya

Give the reason for your choice/Tanga impamvu kugisubizo uhisemo

...........................................................................................................................................................................................................................

10. How do you compare your health before and after joining Rwanda Health Insurance/Ese ugereranya ute ubuzima bwawe mbere na nyuma yo kujya m'ubwishingizi mu kwivuza?

a. Before/Mbere.............................................................................................................................................................................................................

b. After/Nyuma................................................................................................................................................................................................................

11. Compare your health expenditure before and after joining Rwanda Health Insurance/Gereranya ku mikoreshereze y'amafaranga yo kwivuza mbere na nyuma yo kujya m' ubwishingizi mu kwivuza.

a. Before/Mbere................................................................................................................................................................................................................................................................................................................................................................................................................

b. After/Nyuma.....................................................................................................................................................................................................................................................................................................................................................................................................................

12. How do you find your collaboration with Rwanda Health Insurance/Ubona ute ubufatanye bwawe n'ubwishingizi mu kwivuza?

i. Very good/Myiza cyane

ii. Good/Myiza

iii. Poor/Mibi

iv. Very poor/Mibi cyane

13. As member of Rwanda Health Insurance, what specific problems do you meet/Nkumunyamuryango w' ubwishingizi mu kwivuza, ni ibihe bibazo uhura nabyo?

i. ...................................................................................... ............................

ii. ...................................................................................................................................

iii. ...................................................................................................................................

iv. ....................................................................................................................

Murakoze/Thank you for the cooperation

APPENDIX II: Questionnaire to the Sector's staffs, cells' staffs and nurses

Dear Respondent,

I am Dusabimana Athanase student in Umutara Polytechnic in the Faculty of Commerce and applied Economics, Economics option. I am carrying out a research entitled «The contribution of Rwandan Health Insurance (Mutuelle de santé) in the Economic Development of Rwanda». This study is to be presented in partial fulfilment for the award of bachelor's degree in Commerce and your input dear Respondent is important in the completion of the study. I assure you total confidentiality of information given; it is only for academic purposes.

Thank you,

1 (a)Location/Aho utuye

i. Sector/Umurenge........................................................................

ii. Cell/Akagari..............................................................................

(b) Sex/Igitsina:

i. Male/ Gabo

ii. Female/Gore

c) Age/Imyaka:

i. 18-30

ii. 30-42

iii. 42-54

iv. 54-66

v. 66>

d) Civil status/Iranga mimerere:

i. Married/Yarashatse

ii. Single/Ingaragu

iii. Widow/Umupfakazi

iv. Widower/Umupfakare

e) Profession/Umwuga:

i. Farmer/Umuhinzi

ii. Cattle keeper/Umworozi

iii. Civil servant/Umukozi wa Leta

iv. None/Ntacyo ukora

f) Level of education/Ikiciro cy'amashuri

i. No education

ii. Primary/Amashuri abanza

iii. Secondary/Ayisumbuye

iv. High institution/Amashuri makuru

2. Which post do you hold in the sector?

i. Executive secretary of the sector

ii. Executive secretary of the cell

iii. Health councilors

iv. Mutual health insurance staffs

3. Do you find Rwanda Health Insurance acting as a tool towards economic development?

i. Yes

ii. No

If yes, how?....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................

4. Has Mutual health insurance contributed to any economic development in Ruganda sector?

i. Yes

ii. No

Give some of the tangible example? 

i. .......................................................................................................................................................................................................................................................................

ii. ..............................................................................................................................................................................................................................................................................

iii. ........................................................................................................................................................................................................................................................................

iv. ..............................................................................................................................................................................................................................................................................

v. ..........................................................................................................................................

....................................................................................................................................

5. What are indicators of economic development that are brought about by mutual health insurance in Ruganda sector?

i. ....................................................................................................................................................................................................................................................................................

ii. ................................................................................................................................................................................................................................................

iii. .............................................................................................................................................................................................................

iv. ...................................................................................................................................................................................................................................................................................

6. Compare the Heath expenditure of the beneficiaries in Ruganda sector before and after joining Rwanda Health Insurance system?

a. Before......................................................................................................................................................................................................................................................................................................................................................................................................

b. After........................................................................................................................................................................................................................................................................................................................................................................................................................................

7. Do the beneficiaries of mutual health insurance pay the premium willingly?

i. Yes

ii. No

In any case, what do think could be the reasons?

i. ..............................................................................................................................................................................................................................................................

ii. ........................................................................................................................................................................................................................................................

iii. ............................................................................................................................................................................................................................

8. a) Do you think Mutual health insurance contribute a hundred percent to the economic development in Ruganda sector?

i. Yes

ii. No

b) If no what do you think are the problems which hinder mutual health insurance from contributing effectively to the economic development in Ruganda sector?

i. Lack of contribution fees

ii. Poor service of health services

iii. Limited services provided by mutual health insurance

iv. Few health centres

v. Lack or inappropriate infrastructures

vi. Low contribution in percentage per person per year

vii. Others................ (Please enumerate them)

9. From whom do you think you can get the best solution to those problems if exist?

i. Government

ii. Mutual health as insurance institution

iii. Other organizations

Thank you for the cooperation

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