CHAPTER THREE: RESEARCH
METHODOLOGY
3.1. RESEARCH DESIGN
This research methodology was designed in a simple way and
conducted using a detailed questionnaire and structured interviewed to gather
and systematically track the client's responses on the impact of microfinance
towards their economic empowerment.
Research methodology can be described as a course of action
which describes the tools that are used when conducting a research. This
chapter involves various methods, techniques and procedures of the data
collection, processing as well as data analysis that were used to collect,
analyze, and interpret data which gives an overview of how the entire study was
conducted to reach a final conclusion on how microfinance leads to women's
economic empowerment. It also discusses the case study, the population, sample
size, and sampling the techniques used during research study such as,
documentations, questionnaires and interviews. The chapter cannot conclude
without taking about various procedures for data processing and analysis. These
procedures include percentages, editing, coding, and tabulation, ethical
consideration and limitation of the study.
3.2. CASE STUDY
Through Vision Finance Company Ltd is the one of the
well-known Microfinance institutions in Rwanda. The researcher chose this
organization because of its outstanding performance in promoting economic
development of poor people in Rwanda especially the marginalized women. To this
point it serves as an important source of content for the researcher to achieve
the objective of her research topic. The MFI helps the unemployed women to get
microcredit loans to invest in small income generating activities to ensure
them with income self-sustenance result into economic empowerment of Rwandan
women.
3.3. AREA OF THE STUDY
An area of the study refers to the area in
which the research was conducted. The research was carried out the Vision
Finance Company Ltd in Nyaruguru. The reason for choosing to study the clients
of Vision Finance Company Ltd is because the majorities are women who are most
vulnerable and marginalized in Rwandan society. Secondly through Vision
Finance Company Ltd is one of pioneers' of women microfinance in Rwanda.
According to Vision Finance Company Ltd, its mission is to provide the
financial services (Saving and credit) and non-financial services to the
economically active poor people Rwandan especially women through their
microenterprise.
Both employees and clients of Vision Finance Company Ltd were
considered. The Vision Finance Company Ltd microfinance institution has many
clients located in almost all sectors of Nyaruguru district, but due to limited
time the researcher targeted clients in Kibeho, Cyahinda, Rusenge, Muganza,
Nyagisozi, Ngera sector in Nyaruguru district in mid of June 2016. In addition
these sectors were selected purposively because of the density of the credit
beneficiaries in the area. There are many microfinance institutions that
provide similar microfinance services, their coverage in this research would
therefore require enough time and fund to meet necessary requirement.
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