3. 4. POPULATION OF THE STUDY
The target populations were all
beneficiaries of Vision Finance Company Ltd 919 clients in Nyaruguru district
specifically Kibeho sector (82clients), Cyahinda sector
(149clients), Rusenge sector (132clients), Muganza sector
(168clients), Nyagisozi sector (154clients), and Ngera sector
(234clients). The clients from these sectors were chosen to represent other
groups due to the limited time and the fact that Vision Finance Company Ltd
had within that period planned a meeting with that group helped the researcher
to meet each group of respondents at a time and within short period.
3.5. SAMPLE SIZE AND SAMPLING TECHNIQUES
3.5.1. SAMPLE SIZE
According to (William G. Cochran, 1997: 126) a sample is a
part of population which is deliberately selected for the purpose of
investigation. Here the sample size was drawn from both the staff and clients
of through Vision Finance Company Ltd Nyaruguru. However, the study of whole
population was not possible due to limited time and resources.
According to Glen, D. Israel (2009) the following formula is
used to determine sample size
SS  no= 
Where Z= is a confidence level of 90% value 1.645,
P= percentage picking a choice expressed as
decimal 0.5
C= confidence interval expressed as decimal of
0.1
SS= simple size
no= the sample size for a defined population
N= target population
That is why
no= 
SS  =63.37 
The researcher as used 64 clients as a sample to represent
the whole population, however the researcher interviewed key members of Kibeho,
Cyahinda, Rusenge, Muganza, Nyagisozi, Ngera Through Vision Finance Company
Ltd, Microfinance Institution for their view. The purpose was to limit the
sample size to 64 persons.
Table 1: Respondents numbers in
the Sectors
|
Sectors
|
Total number of clients
|
Sample
|
|
Kibeho
|
82
|
6
|
|
Cyahinda
|
149
|
10
|
|
Rusenge
|
132
|
9
|
|
Muganza
|
168
|
12
|
|
Ngera
|
234
|
16
|
|
Nyagisozi
|
154
|
11
|
|
Total
|
919
|
64
|
3.5. 2. SAMPLING TECHNIQUES
A purposive sampling method Purposive sampling is a technique
widely used in qualitative research for the identi?cation and selection of
information-rich cases for the most effective use of limited resources (Patton
2002). The goal of purposive sampling is not to randomly select units from a
population to create a sample with the intention of making generalizations from
that sample to the population of interest. The researcher conducted study with
purpose in mind and targeted specific predetermined groups of women clients in
Vision Finance Company Ltd IMF. Six women groups were selected and from them
6 are from Kibeho, 10 clients from Cyahinda, 9 are
from Rusenge, 12 are from Muganza, 16 clients are from Ngera, and 11 clients
from Nyagisozi. Those clients were selected to fill the
questionnaires. This method was useful to the researcher in way that it enabled
him to target specific group which has basic information that he believed to be
critical for the research.
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