Contribution of microfinance on women empowerment case study of Vision Finance company ltd Nyaruguru
par Albert RUTAYISIRE
Protestant institute of arts and social sciences - Bachelor's degree in Business studies with education 2016
Secondary data sources are the foundation for which the theoretical and conceptual framework of the research is built. Relevant literature from existing empirical studies and reports from the institutions, library, websites, Government of Rwanda (relevant ministries) were contacted for reports, papers on contribution of microfinance in women empowerment, strategies in Rwanda, and Vision Finance Company Ltd IMF was visited for reports on microfinance products, services and provision.
Primary data refers to the original data compiled and studies for specific purpose. The data was collected from the field by issuing questionnaire and requesting the respondents to fill them. This involves focusing on group sessions and primary document analysis and is used to clarify, confirm or explain the results revealed by the secondary data or sources and any other relevant information that could not be disclosed by the existing records.
Questionnaires and interviews during the research process were essential in the highlighting the contribution of microfinance on women empowerment in Rwanda.
This involves two types of data collection technique notably questionnaire and interviews, with the help of Vision Finance Company Ltd Loan field staff. Clients above were invited for training and this gave the researcher an opportunity to distribute questionnaires. Since clients were in groups, it was easier to fill questionnaires and return them within short time. As result, the researcher managed to meet the six groups in 3 days. Two groups on Monday, the second two groups on Wednesday, the last two groups on Friday. This Implies that data collection involving interviews and questionnaires look only four days but the whole process including organizing and planning covered four weeks.
According toResearch & Consultation Guidelines; a questionnaire is simply a `tool' for collecting and recording information about a particular issue of interest. It is mainly made up of a list of questions, but should also include clear instructions and space for answers or administrative details. Questionnaires should always have a definite purpose that is related to the objectives of the research, and it needs to be clear from the outset how the findings will be used. Respondents also need to be made aware of the purpose of the research wherever possible, and should be told how and when they will receive feedback on the findings.
The questionnaire was used in data collection was designed in English language and later translated to Kinyarwanda language to ease communication and for those respondents who could be not able to read and write, interpreters were provided. The questionnaire is composed of both structured and unstructured questions, where by structured questions are useful to obtain detailed information whereas unstructured questions were designed to extract short and precise responses from the respondents on the same issue.
The fact that all the interviewees were organized in the groups, both distributing and collecting questionnaires were done easily. The researcher was issued 64 questionnaires to be filled and all of them were answered successfully, this implies that 100% of the questionnaires sent for data collection was received back.
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