ANNEXES :
§ ANNEXE I : Compte de résultat
d'Ecobank Togo de janvier 2008 et 2009
§ ANNEXE II : Détail des revenus
d'intérêts d'Ecobank Togo de janvier 2008 et 2009
§ ANNEXE III : Détail des commissions
d'Ecobank Togo de janvier 2008 et 2009
§ ANNEXE IV : Détail des charges
d'Ecobank Togo de janvier 2008 et 2009
ANNEXE I : Compte de résultat d'Ecobank Togo de
janvier 2008 et 2009
|
INCOME STATEMENT
|
JANVIER
|
|
2008
|
2009
|
Variation
|
|
|
|
|
|
|
|
B.00500
|
Interest and similar income
|
336 640
|
403 071
|
20%
|
|
B.01000
|
Interest expense and similar charges
|
67 781
|
92 786
|
37%
|
|
|
|
|
|
|
|
B.02000
|
Net interest income
|
268 859
|
155 142
|
-42%
|
|
|
|
|
|
|
|
B.02500
|
Fee and commission income
|
82 761
|
114 542
|
38%
|
|
B.03000
|
Fee and commission expense
|
1 692
|
1 523
|
-10%
|
|
|
|
|
|
|
|
B.03500
|
Net fee and commission income
|
81 069
|
56 509
|
-30%
|
|
|
|
|
|
|
|
B.04000
|
Lease rental income
|
0
|
0
|
|
|
B.04500
|
Dividend income
|
0
|
0
|
|
|
B.05000
|
Net trading income
|
102 420
|
54 392
|
-47%
|
|
B.05500
|
Gains less losses from investment securities
|
0
|
0
|
|
|
B.06000
|
Other operating income
|
0
|
2 262
|
|
|
|
|
|
|
|
|
B.06500
|
Net operating income before impairment losses
|
452 348
|
134 153
|
-70%
|
|
|
|
|
|
|
|
B.07000
|
Impairment losses on loans and advances
|
7 556
|
994
|
-87%
|
|
|
|
|
|
|
|
B.07500
|
Net operating income
|
459 904
|
480 951
|
5%
|
|
|
|
|
|
|
|
B.08000
|
Staff expenses
|
104 128
|
137 147
|
32%
|
|
B.08500
|
Depreciation of property, plant and equipement
|
21 647
|
26 472
|
22%
|
|
B.09000
|
Amortisation of intangible assets
|
1 139
|
1 898
|
67%
|
|
B.09500
|
Other operating expenses
|
110 051
|
133 175
|
21%
|
|
|
|
|
|
|
|
B.10000
|
Operating expenses
|
236 965
|
298 692
|
26%
|
|
|
|
|
|
|
|
B.10500
|
OPERATING PROFIT
|
222 938
|
182 260
|
-18%
|
|
|
|
0
|
0
|
|
|
B.11000
|
Share of profit of associates
|
0
|
0
|
|
|
|
|
0
|
0
|
|
|
B.11500
|
PROFIT BEFORE INCOME TAX
|
222 938
|
182 260
|
-18%
|
|
|
|
|
|
|
|
B.12000
|
Income tax expenses
|
71 630
|
46 786
|
-35%
|
|
|
|
|
|
|
|
B.12500
|
PROFIT AFTER TAX
|
151 308
|
135 473
|
-10%
|
ANNEXE II : Détail des revenus
d'intérêts d'Ecobank Togo de janvier 2008 et 2009
|
C.00000 INTEREST
|
JANVIER
|
|
|
|
2008
|
2009
|
Variation
|
|
C.01000
|
Treasury bills & other eligible bills
|
8 400
|
8 686
|
3%
|
|
C.02000
|
Placements
|
6 210
|
8 278
|
33%
|
|
C.03000
|
Placements with affiliates
|
3 536
|
4 508
|
28%
|
|
C.04000
|
Loans & advances to banks
|
0
|
40
|
|
|
C.05000
|
Loans & advances to banks affiliates
|
0
|
0
|
|
|
C.06000
|
Loans and advances to other financial institut.
|
0
|
0
|
|
|
C.07000
|
Government bond
|
0
|
0
|
|
|
C.08000
|
Other Trading securities
|
0
|
0
|
|
|
C.09000
|
Loans to Wholesale:
|
0
|
0
|
|
|
C.09100
|
- Public Sector
|
0
|
30 577
|
|
|
C.09200
|
- Regional Corporates & Multinationals
|
200 932
|
112 117
|
-44%
|
|
C.09300
|
- Local Corporates
|
0
|
112 117
|
|
|
C.10000
|
Loans to Consumer:
|
0
|
0
|
|
|
C.10100
|
- Credit Cards
|
0
|
0
|
|
|
C.11000
|
- Mortgage
|
0
|
0
|
|
|
C.11100
|
- Personal loans
|
38 187
|
51 903
|
36%
|
|
C.13000
|
- Micro finance
|
680
|
775
|
14%
|
|
C.12000
|
Retail: Loans and advances to SME
|
25 458
|
24 789
|
-3%
|
|
C.14000
|
Other loans and advances to customer
|
0
|
0
|
|
|
C.15000
|
Other financial instruments at fair value trough P/L
|
0
|
0
|
|
|
C.16000
|
Investment securities
|
53 238
|
49 280
|
-7%
|
|
C.17000
|
Balances with Central Banks
|
0
|
0
|
|
|
C.18000
|
Balances with others banks
|
0
|
0
|
|
|
C.19000
|
Due from affiliates - receivables
|
0
|
0
|
|
|
C.20000
|
Other
|
0
|
0
|
|
|
|
|
|
|
45%
|
|
C.21000
|
INTEREST REVENUES
|
336 640
|
403 071
|
58%
|
|
|
|
|
|
70%
|
|
C.22000
|
Deposits from banks
|
7 797
|
3 007
|
|
|
C.23000
|
Deposits from banks affiliates
|
8 004
|
14 723
|
|
|
C.24000
|
Other money market deposits
|
0
|
1 903
|
|
|
C.25000
|
Deposits from customers - savings account
|
30 008
|
32 779
|
|
|
C.26000
|
Deposits from customers - term deposits
|
21 971
|
40 373
|
|
|
C.27000
|
Deposits from customers - others IB
|
0
|
0
|
|
|
C.28000
|
Certificate of deposits
|
0
|
0
|
|
|
C.29000
|
Dedt securities
|
0
|
0
|
56%
|
|
C.30000
|
Other short term borrowed funds from affiliates
|
0
|
0
|
|
|
C.31000
|
Other short term borrowed funds
|
0
|
0
|
|
|
C.32000
|
Due to affiliates - accruals
|
0
|
0
|
|
|
C.33000
|
Long term borrowings
|
0
|
0
|
|
|
C.34000
|
Other sources
|
0
|
0
|
-23%
|
|
|
|
|
|
-42%
|
|
C.36000
|
INTEREST EXPENSES
|
67 781
|
92 786
|
-61%
|
|
|
|
|
|
|
|
C.38000
|
NET INTEREST INCOME
|
268 859
|
310 285
|
15%
|
| 
