Table 13: The achievement
of farmers in the investing activities
|
Kind of investing activities of coffee
farmers
|
Effective of farmers
|
percentage
|
|
Modern agriculture
|
93
|
91%
|
|
trade
|
9
|
9%
|
|
transport
|
0
|
0%
|
|
crafts
|
0
|
0%
|
|
Nothing
|
0
|
0%
|
|
Total
|
102
|
100%
|
Source: primary data
Based on the above table coffee crops contribute to the
investing activities of coffee farmers.93 farmers or 91% invest in the
activities related to agri-livestock modern.9 farmers or 9% invest in trade. In
the coffee farmers of KOPAKAKA no one invest in transport and crafts.
By observation, On the point of transport, the number of cars
and motorcycles which were in Karenge before 2005 were few by comparison of the
number that there are nowadays in Karenge sector. This means that the sector of
transport has increased. Therefore coffee crops contribute to the investing
activities of coffee farmers.
4.3.8 Contribution of
coffee to saving
The eighth question had a target of getting out the annual
saving capacity before and after becoming coffee farmer.
Table 14: The annual
saving of coffee farmers
|
Annual saving
|
Effective of farmers before becoming coffee
farmers
|
Effective of farmers after becoming coffee
farmers
|
|
Effective
|
Percentage
|
Effective
|
Percentage
|
|
Less than 50,000
|
9
|
9%
|
0
|
0%
|
|
50,0000-100,000
|
38
|
37%
|
4
|
4%
|
|
100,000-200,000
|
25
|
25%
|
13
|
13%
|
|
200,000-400,000
|
26
|
25%
|
38
|
37%
|
|
Over400,000
|
4
|
4%
|
47
|
46%
|
|
Total
|
102
|
100%
|
102
|
100%
|
Source:primary data
According to Asiimwe, H.M. (2006:139), «saving is the
part of income that is set aside for future use. «The coffee farmers earn
amount of money from coffee crops; one part of income has to be saved for
future use to satisfy the future plans. According to the above table coffee
crops contribute to the increase of capacity of saving. 47 farmers or 64% save
over400,000after becoming coffee farmers whereas before they were 4 farmers or
4%;38 farmers or 37% save between 200,000-400,000 after becoming coffee farmers
whereas they were 26 farmers or 25% before becoming coffee farmers,13 farmers
or 13%save between 100,000-200,000 whereas they were 25 farmers or25% before
they become coffee farmers,4 farmers or 4%save between 50,000-100,000 after
becoming coffee farmers whereas before they were 38 farmers or 37%.There
arezero farmers or zero percentthat save less than 50,000 whereas they were 9
farmers or 9% before becoming coffee farmers.
By observation a researcher seen thatOn the point of saving;
before 2005, there was only one cooperative of saving and credit called KOZIBI
KARENGE whereas nowadays there are others four financial institutions which are
COPEC INGASHYA; VISION FINACE COMPANY; URWEGO OPPORTUNITY and UMURENGE SACCO
KARENGE. This explains the improvement of saving capacity of Karenge people.
Therefore coffee crops play a great partof increase of saving capacity of
members of KOPAKAKAcooperative.
| 
