Microfinance and street children: is microfinance an appropriate tool to address the street children issue ?
par Badreddine Serrokh
Solvay Business School - Free University of Brussels - Management engineer degree 2006
PRESENTED FOR THE DELIVERY OF THE MANAGEMENT ENGINEER DEGREE
«Microfinance and street children»
Is microfinance an appropriate tool to address
the street children issue?
Supervisor : Pr. Daniel Traça
Assessor : Pr. Marc Labie
Assessor : Pr. Christian Platteau
Jury : Economy
Academic year 2005-2006
SOLVAY BUSINESS SCHOOL
I would like, first, to thank sincerely Mister Daniel Traça, professor of economics and titular of the Marie & Alain Philippson Chair in "Managing for Sustainable Development" at the Solvay Business School,. for having accepted to supervise this thesis. His constant support and precious expertise have been an extraordinary source of learning for me.
I also thank Pr. Marc Labie, expert in microfinance from the Warocqué School of Economics and Business in Mons-Hainaut, and Pr. Christian Platteau, psychologist and expert in development from the Free University of Brussels and at the head of Proman Consulting, for their constant support and help.
This thesis would have been nothing without the help of Padakhep Manabik Unnayan Kendra (PMUK), a Bangladeshi microfinance institution which made me discover the world of street children and microfinance. My gratitude goes particularly to Iqbal Ahmmed, the Executive director, as well as all the staff of the Child development section of the organisation, especially Prity Islam and Farhana Afroz, who supported me everyday. I also will never be able to thank enough the «street children» of Padakhep: you helped me, with your smiles and your tolerance, to complete my field research.
I thank sincerely Meindert Scharp, international expert on street children, for having reviewed and corrected the first part of our paper. I also express my gratitude to Stuart Rutherford and Nipun Sangma, from SafeSave, Mohamed Emrul Hassan from PLAN International, Dr. Imran Matin from BRAC, and Lauren Johnson from the World Bank (CGAP) for having supported me with their numerous advice; and Sophiane Belmiloud, from Ernst & Young Paris, for having reviewed and corrected this thesis.
Finally, I would like to thank the persons without whom this thesis and the 5 years of my Master would never have been completed: first and foremost my mother and father, who gave me everything; my sisters and my brothers who took care at me at every step; and all my friends.
I thank you for giving me patience, help and love.
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