Problem loans management practices : Ecobank Ghana Limited as a case study

• ACKNOWLEDGEMENT
  
• FOREWORD
  
• EXECUTIVE SUMMARY
  
• RESUME DE L'ETUDE
  
• CHAPTER ONE: GENERAL INTRODUCTION
  
  • I. Background of the study
    
  • II. Purpose of the study
    
  • III. Research problem
    
  • IV. Research methodology
    
  • VII. Structure
    
• CHAPTER TWO: LITERATURE REVIEW
  
  • I. Basic theoretical framework
    
    • 2. Problem loans, adverse selection and moral hazard
      
    • 3. Problem loans and early warning systems
      
  • II. Lessons from world banks crises
    
  • III. Role of Supervisors and External auditors in identifying problem loans
    
    • 1. The role of banking supervision
      
    • 2. The contribution of external auditors
      
  • IV. «Problem loans», «Bad loans» and «Non-performing loans»: definitions and
    
  • recommended practices
    
    • 2. International Monetary Fund (IMF)
      
    • 3. West African Monetary Union
      
    • 4. Bank of Ghana
      
  • V. Soundness problem loans management criteria
    
    • 1. Credit Risk Management
      
    • 2. Loans classification and provisioning
      
    • 3. Remedial management
      
• CHAPTER THREE: CREDIT RISK MANAGEMENT PROCESSES IN
  
• ECOBANK GHANA LTD
  
  • I. Credit management process
    
    • 1. Credit initiation
      
    • 2. Documentation and disbursement
      
    • 3. Credit administration
      
  • II. Problem loan management
    
    • 1. Early Warning Systems
      
    • 2. Credit classification and provisioning
      
    • 3. Remedial management
      
• CHAPTER FOUR: DATA ANALYSIS AND INTERPRETATIONS
  
  • I. Data collection
    
  • II. Data analysis methodology16
    
  • III. Outcome of data collection
    
  • IV. Data analysis and interpretation
    
• CHAPTER FIVE: RECOMMENDATIONS AND CONCLUSION
  
  • I. Pre-lending recommendations
    
  • II. Credit monitoring
    
  • III. Work-out strategies
    
• IV. Conclusion
  
• Bibliography
  
• APPENDIX
  
  • Annex 2: The 25 core principles of the Basel Committee on Banking Supervision
    
  • Appendix 3: Sample questionnaire format